Loading
of cards may be done in any currency, there will be a direct conversion
into USD. Cardholders will then withdraw in whichever currency the ATM
machine dispenses.
CardREX features a daily
loading limit of 9,500.00 USD (1,500.00 USD for DDA) and 30,000.00 USD
monthly (Thirty "30" Days) loading limit. Those limits are per card. We limit two (2) cards activated/registered under the same name.
Loading Methods: (Select one of them to see the instructions, and process the loading)
Select
Methods
CardREX Price
United States ACH Direct Deposit (DDA) (Payroll, PayPal, Stormpay, Moneybookers, epassporte, Google AdSense, etc...) Available to worldwide cardholders Timeframe to receive your loading: 2-4 Days
5% + 5.00 USD
International Bank Transfer (Wire, Swift, etc.) Available to worldwide cardholders Timeframe to receive your loading: 2-4 Days
1% + 5.00 USD
e-gold to CardREX (Sell your e-gold in real time) Available to worldwide cardholders Timeframe to receive your loading: Instantaneous
5% + 5.00 USD
CardREX to e-gold (Buy e-gold in real time) Available to worldwide cardholders Timeframe to receive your loading: Instantaneous
2% + 5.00 USD
Cash Deposit - SwiftPay Western Union Available to United States cardholders only Timeframe to receive your loading: 24H
5% + 5.00 USD
Cash Deposit - ConveniaLoad Deposit funds at over 25,000 bank branches. Available to United States cardholders only Timeframe to receive your loading: 24H
3.95 USD
Cash Deposit - Ukash Purchase Ukash vouchers at thousands of stores. Available within Belgium, France, Germany, Ireland, Netherlands, Spain and United Kingdom. Timeframe to receive your loading: Instantaneous
8%
CardREX-to-CardREX (Card-to-Card transfer) Available to worldwide cardholders Timeframe to receive your loading: Instantaneous
5.00 USD
Online Purchase Payment (Amazon, eBay, Yahoo Shopping, etc...) Available to worldwide cardholders Timeframe to complete your payment: 2-4 Days
1% + 5.00 USD
- CASH DEPOSIT - ConveniaLoad -
Deposit funds to your card at over 25,000 bank branches in the United States, including Bank of America, US Bank, Bank One, Wachovia and Wells Fargo.
To
get ConveniaLoad (Cash Deposit) you will have to provide a US address
in your cardholder profile. The system does not allow it without a US
address.
However using ConveniaLoad
implies that you will order online customized deposit slips (25 per
booklet), you will receive the customized deposit slips in the mail
within 5 days to the US address displayed in your cardholder profile.
Therefore you need a US address where you can be delivered.
To use ConveniaLoad to fund a card, you must follow these steps:
1.
Order customized deposit slips (25 per booklet) by clicking the "Order
Deposit Slips" link in the Cardholder interface. When ordering a
booklet, select the financial institution where they wish to deposit
funds. A fee of $4.95 will be deducted from your card for each deposit
slip booklet ordered.
You will receive the customized deposit slips in the mail within 5 days.
2.
You will take the desired deposit amount in cash and a deposit slip
into their financial institution and make a deposit with the teller. A
fee of $3.95 will be assessed against each load.
There is a load limit of $999 per load and $999 per day.
Please
login to your CardREX account interface "Cardholder Login" enter your
CardREX number (19 Digits, It's the embossed number on the front of your
card) and your password (you chose it when you activated your card, not
the PIN code), click on the "LOGIN".
Then click on "Deposit Funds" (on the left side of the screen), select "ConveniaLoad" and follow the process.
- UNITED STATES ACH DIRECT DEPOSIT (DDA) -
Payroll or get paid from Google AdSense, Stormpay, Moneybookers, 2Checkout, Internet Payout, etc. You will receive your funds directly onto your CardREX.
Just
give to your payer the virtual US bank account associated with your
CardREX (Bank name and address, ABA routing number, and your account
number “Pay Card Account Number”).
Paypal You
can load your card with Paypal (to withdraw your funds from Paypal to
CardREX, and to add funds to your Paypal account from your CardREX). only
if Paypal allows you to add a US bank account ("Add Funds" by
Electronic Funds Transfer, from your Paypal account). We will provide
you a US virtual account number with ABA routing number associated with
your CardREX. You will add CardREX as bank account, but not as Credit Card.
To
get this information, please login to your CardREX account interface,
then click on "Deposit Funds" (on the left side of the screen), and
select "Direct Deposit".
Paypal will ask you to choose between checking account or saving account, select checking account.
Please
note that funds may NOT be wired into the DDA account under any
circumstances. Our processing bank will not permit any deposits other
than direct electronic payment. If a wire comes into the DDA account it
will be sent back to the remitter, and your card will be suspended
immediately.
CardREX
does not accept any tax returns loaded through the DDA (Direct Deposit)
option. Any attempted load for this purpose will be rejected by the
system and the card will not be loaded. Your card will be as well
suspended immediately.
- CASH DEPOSIT - Ukash -
Use the Ukash Voucher-to-Card Transfer service in Europe to reload your gCard in Belgium, France, Germany, Ireland, Netherlands, Spain and United Kingdom.
To use Ukash to fund a card, you must follow these steps:
1.
The Ukash Voucher-to-Card Transfer service is to redeem vouchers
purchased from a Ukash store terminal. A Ukash terminal locator of
where to purchase vouchers is available on the Cardholder Interface.
2.
Once obtaining a Ukash voucher, on the Deposit Funds \ Ukash page in
the Cardholder interface, enter the 19-digit voucher number and the
voucher amount to credit your card.
3.
Load Amount Funds will be automatically added to your card. All Ukash
voucher redemptions redeem the full voucher amount. All Ukash voucher
loads are logged on the Ukash redemption and transaction history pages.
Please
login to your CardREX account interface "Cardholder Login" enter your
CardREX number (19 Digits, It's the embossed number on the front of your
card) and your password (you chose it when you activated your card, not
the PIN code), click on the "LOGIN".
Then click on "Deposit Funds" (on the left side of the screen), select "Ukash" and follow the process.
- E-GOLD TO CardREX-
You would like to load your card automatically and instantaneously by e-gold, please follow the process below.
- CardREX TO E-GOLD -
You would like to buy e-gold from the available funds on your CardREX automatically and instantaneously, please follow the process below.
- Instant ACH Debit - (Available within USA only)
You
move money into your CardREX from a U.S. bank (ACH stands for Automated
Clearing House, a U.S. method for moving funds electronically) directly
to your CardREX.
Please login to your CardREX
account interface "Cardholder Login" enter your CardREX number (19
Digits, It's the embossed number on the front of your card) and your
password (you chose it when you activated your card, not the PIN code),
click on the "LOGIN".
Then click on
"Deposit Funds" (on the left side of the screen), select "Instant ACH
(Automatic Clearing House)", and follow the process.
This
ACH service automatically sends your transfer request to your bank
account. The Instant service will authenticate your identity in order
to insure the transaction.
This type of funding occur instantaneously.
- ONLINE PURCHASE PAYMENT -
You
can use your CardREX to spend funds on any website that accepts ACH or
"Pay By Check" payment methods. In order to use this service, you must
provide the online merchant with the Account Number (ACH) and Routing
Number (ABA) associated with your CardREX.
To
get this information, please login to your CardREX account interface,
then click on "Deposit Funds" (on the left side of the screen), and
select "Online Purchase Payment".
- ACH Debit- (Available within USA only)
You
move money into your CardREX from a U.S. bank (ACH stands for Automated
Clearing House, a U.S. method for moving funds electronically) directly
to your CardREX.
Please login to your CardREX
account interface "Cardholder Login" enter your CardREX number (19
Digits, It's the embossed number on the front of your card) and your
password (you chose it when you activated your card, not the PIN code),
click on the "LOGIN".
Then click on "Deposit Funds" (on the left side of the screen), select "ACH (Automatic Clearing House)", and follow the process.
This
ACH service automatically sends your transfer request to your bank
account. We do not have control over when your bank selects to process
your request. When the bank processes your request and verifies that
the funds are in fact sufficient, we receive notice and are able to
load your funds.
This process takes 7 days.
PLEASE
NOTE: When you've initiated an ACH Transfer it will appear as Pending.
When it is complete, it will appear as complete and your funds will
appear in the "My Transactions" section of your cardholder interface.
- INTERNATIONAL BANK TRANSFER - (Wire, Swift, etc.)
You
would like to load your CardREX through bank transfer, it will be done
directly from your bank account into your card. (IBAN format for
European cardholder).
To review full
banking details (account number, IBAN, SWIFT, etc.), please login to
your CardREX account interface "Cardholder Login" click on "Deposit
Funds" (on the left side of the screen), then on "Wire Transfer".
Load is guaranteed 24 hours from the time we receive your funds from your bank.
After sending your wire, please fill in the form below:
Wire loading confirmation order
Sender / remitter name
CardREX # (6 last digits)
Wire amount
Wire currency (EUR, USD, etc.)
Enter your mobile phone number below to get SMS load report (costs $1.00). Mobile No.: Format If you do not want SMS report, leave this field empty.
Cellphone #
I agree to be charged $1.00
ALL
FUNDS MUST ORIGINATE FROM A BANK ACCOUNT HELD IN YOUR NAME OR THE
COMPANY NAME STATED IN YOUR CARDHOLDER PROFILE! We will make NO
EXCEPTION from this rule.
- CASH DEPOSIT - SwiftPay Western Union -
You would like to load your CardREX by Cash
Please visit a Western Union agent
or call at 1-800-238-5772 to initiate the transaction by completing a
"gray SwiftPay form", and pay the Agent by cash to cover the transfer
plus applicable fees. The Agent will immediately process the
transaction.
Not all Western Union Agent locations can process SwiftPay payments. The location must have a computer terminal.
Please ask the Agent to enter the 19-digit number of your CardREX into the system as the SwiftPay account number.
If
the Agent has problems processing a SwiftPay payment, please have them
contact Western Union Agent support by calling 1-800-238-5772.
You
will receive a printed receipt from the Agent with a MTCN tracking
number, please keep this receipt for your records in case you need to
contact Western Union.
This type of funds
transfer typically does not occur instantaneously, but money is usually
in your CardREX no more than 24 hours after you initiate the transfer and
often sooner.
- CARD-TO-CARD TRANSFER -
If
you do a card-to-card transfer through this page then the person who
receives the payment will be charged $5.00 as a service fee.
Additionally, from the cardholder interface for a card-to-card
transfer, the person who is submitting the payment will be charged a
$3.00 service fee.